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Mal Mason
Founder & Chairman

As Founder and Chairman of Iron Plan Solutions Group, LLC, Ralph (Mal) Mason III has more than 32 years of experience in strategic planning. He holds a 2-15 Resident Health & Life license in Florida, and is also licensed in life and health insurance in Texas, Georgia and Alabama.

Mal founded IPS in order to fulfill a need in the community for a financial firm that provides sound advice to both individuals and businesses with ongoing, open communication about their money. He says, “I started IPS in 2009. I had been in the financial industry for almost two decades when I realized I could best help my clients by going independent.”

Being independent allows Mal and the team at Iron Plan Solutions to provide financial advice that is unbiased. Unlike captive agents or big-name brokers, IPS has access to hundreds of solutions from dozens of financial institutions. They answer to clients only, and they take their fiduciary duty very seriously.

As Mal puts it, “We are an education-based advisory group; our goal is to educate people about their finances and provide custom solutions that meet client needs. Assisting people and watching them achieve their financial goals and dreams is what I most enjoy about our work here.” The firm was recently featured in VIP Pensacola magazine.

Prior to founding Iron Plan Solutions, Mal was Regional Vice President for ING Financial Services from 2001-2006. He majored in economics and finance, obtaining his degree from the University of West Florida’s School of Business. He continues to specialize in advanced markets strategies for both businesses and individuals, and recently co-authored the book, “Illustrating and Selling Index Universal Life.”

Born and raised in Pensacola, Mal is happily married and he and his wife, Candy Mason, have a grown daughter named Alex. In his free time, Mal enjoys spending time with his family and friends outdoors and on the beach, and he enjoys golfing, boating and traveling. He is an active Shriner and loves raising money to help children and veterans. He also serves as Chair of Donor Coordinations for the University of West Florida’s School Of Business.

Meet the Iron Plan Team

The team at Iron Plan Solutions Group has a mission. Their mission is to “Make Work Optional” for individuals, couples, families and business owners living on the Gulf Coast. In fact, making strong commitments to our clients and building life-long relationships are the tenets of our success! Predicting the financial future is nearly impossible; however, it is possible to give yourself a better chance to succeed with a well-crafted financial plan that accounts for all possible scenarios. Our team has spent decades developing their skills designed to bring you financial strength and clarity.

Mal Mason

Founder & Chairman

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Chae Kyle

CEO & Strategic Partner

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Carl Pearson

Financial Advisor

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Allison Sanchez

Office Administrator

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Our Services

At Iron Plan Solutions, we help business owners and individuals in the U.S., especially those living on the Gulf Coast. Headquartered in Pensacola, Florida, we also spend a lot of time in Houston, Texas, and Baton Rouge, Louisiana, as well as other states. We are true fiduciaries, which means that we have chosen as a firm to place your needs first, above our own and above all else. And as such, we have multiple solutions, services and strategies which we may utilize as part of your customized plan.

  • Business Planning Services
  • Asset Leveraging
  • 401(k) Rollovers
  • IRA Consolidation
  • Retirement Planning
  • Wealth Management
  • Legacy and Estate Planning
  • Social Security Planning
  • Medicare Plans
  • Supplemental and Alternative Health Plans
  • Deferred Compensation
  • Buy Out and Exit Planning
  • Succession Planning
About Us

Iron Plan Radio Show

Our Iron Plan radio show, hosted by Mal Mason and Chae Kyle, helps provide iron-clad answers to your most pressing financial questions. Listen live on Saturdays from 9am to 10am and Sundays from 11am to noon on AM 1070 & 103.3 FM The Answer in Houston, or listen on demand anytime right here!

Iron Plan Radio Show
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8180 Pensacola Blvd, Suite 207
Pensacola, FL 32534
(850) 607-6064